List Of Opay USSD Codes For Transactions

The widespread adoption of the USSD (Unstructured Supplementary Service Data) system by many banks in Nigeria, has placed the USSD system in a position where it can be described as one of the characteristic offerings of a modern bank. Opay also adopted the system and in this article, I will share with you a comprehensive list of Opay USSD Codes for Transactions.

Opay has different USSD codes for different transactions/operations. Some of them include money inter / intra money transfers,  airtime purchases, Electricity, OTP acquisition, and more. The different USSD codes and their functions are outlined below.

Opay Money Transfer USSD Code:

In the banking system, we have intra (From one Opay account to another Opay Account) and inter-transfers (From one Opay account to an account from another bank). Opay has different USSD codes for each type of transfer.

Intra-mode transfer (From one pay account to another):

To perform intra money transfer on Opay (Transfer from one Opay account to another): simply dial *955*1*amount*accountnumber#

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e.g let’s say I want  to transfer 4000 Naira from one of my Opay accounts to another Opay account holder whose account number happens to be 90123456789, the layout of my USSD code will be:

*955*1*4000*90123456789#

Inter-money transfer (From one pay account to an account on a different bank):

To carry out inter money transfers on Opay:

simply dial *955*1*amount*accountnumber#

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e.g let’s say I want  to transfer 4000 Naira from one of my Opay accounts to an account on a different bank whose account number happens to be 90123456789, the layout of my USSD code will be:

*955**24000*90123456789#

Opay Airtime Recharge USSD Code

With the Opay recharge system, you can recharge yourself or recharge others using the different proprietary codes that are outlined below:

Recharge Self:

To recharge yourself on Opay, simply dial *955*3*Amount#

Recharge Others: 

To recharge others on Opay, simply dial *955*3*Amount*phone number#

Opay Data Purchase Code:

To purchase data using Opay USSD code simply dial *955*4*Phone Number#

Balance USSD Code:

To check Opay account balance, simply dial *955*0#

Opay Card Activation USSD Code:

To activate your Opay Debit card, simply dial *955*03121# on your mobile device.

Wrapping up: There you have it – a comprehensive list of OPay USSD codes for transactions. If you have any information on Opay USSD codes that wasn’t mentioned, please do well to mention them in the comment section below.

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