Stanbic IBTC USSD Codes For Money Transfer / Airtime Recharge

The fact that the internet has become very common in homes and hands, doesn’t negate the need for offline technologies like USSD codes, as there are still a lot of scenarios where they come in handy. This fact facilitates this article on Stanbic IBTC USSD codes for money transfer / Airtime recharge, etcetera.

Before we dive into the comprehensive list, It is worth noting that, like most banks, Stanbic IBTC offers a mandatory registration process to all intending customers who wish to use their USSD code system.

How to Register & Activate Stanbic USSD Code

Registering your account on the Stanbic USSD code service is essentially creating a PIN which will be requested each time you initiate a transaction. Below are the steps to follow:

1. Dial *909*11*1#
2. Enter 1 to create a secure PIN
3. Enter the required particulars

Please note that aside from entering ”1” to create a secure PIN, You can also enter ”2”, however, you will be required to input your BVN instead of details from your debit card.

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I see the BVN option as a very potent option for people without debit cards. This means you can register on the Stanbic USSD Code system with or without a debit card.

Stanbic IBTC Money Transfer USSD Code

Stanbic IBTC has two different codes for the two modes of money transfer, that is, the USSD codes for Inter and intra-transfer are different. They are outlined below:

To transfer money from Stanbic  IBTC account to another Stanbic account, simply dial *909*11*Amount*Account Number#

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E.g if I desire to transfer 2000 Naira from my Stanbic IBTC account to another Stanbic Account whose account number is 123456789, my string of USSD Code will appear as *909*11*2000*123456789#

To transfer money from Stanbic  IBTC account to an account from another bank, simply dial *909*22*Amount*Account Number#

E.g if I desire to transfer 2000 Naira from my Stanbic IBTC account to an account from a different bank whose account number is 1234567786, my string of USSD Code will appear as *909*22*2000*234567786#

Stanbic IBTC Airtime Purchase USSD Code:

There are two different USSD codes for Airtime purchases, one to recharge self and the other to recharge others:

The Stanbic IBTC code to recharge self is *909*Amount#,

While the Stanbic IBTC code to recharge others is *909*Amount*Phone Number#

Other Stanbic Bank USSD Codes

1. Check Balance: *909*1*1# or *909# > 2
2. Transfer to Other Banks: *909*22*Amount*Account Number#
3. Pay Cable Bills: *909# > Pay Bills
4. Retrieve BVN: *565*0#
5. Account Opening: *909*0#
6. Transfer to Stanbic Account: *909*11*Amount*Account Number#

Wrapping up: There you have it – a comprehensive list of Stanbic USSD codes for money transfer / airtime recharge. As mentioned earlier, knowing that we have this resource at our disposal shows we can have access to banking in the absence of the Internet, which is indeed a good thing.