How To Borrow Money From OPay on iPhone / Android

Taking loans is one of the support systems people turn to when their present needs exceed their current financial capacity. Following its importance, financial institutions, particularly fintech companies, have over the years continually modified the system to make it more accessible, reducing the requirements needed. There has been a massive reduction in the number of documents required to be tendered and also the need to be physically present in the financial institution.

How To Borrow Money From OPay on iPhone / Android

Thanks to its partnership with Ease Moni, OPay falls in line as one of the fintech companies making loans easily accessible and in this article, we will explore a comprehensive tutorial on how to borrow money from OPay on iPhone / Android.

Steps To Borrow Money Via The OPay App:

  1. Launch the OPay Mobile App on Your Android or iOS Device (iPhone or iPad)
  2. Click on the “e” looking logo on the Opay homepage to enter the Loan Tab
  3. Proceed to allow all the permissions requested by the Opay App (These permissions include, access to phone calls, text messages, etc.)
  4. Fill the particulars page
  5. Wait to get a notification of approval or disapproval
  6. Proceed to select loan your choice loan package, from the ones that meet your eligibility.
  7. Take note of the loan’s due date and then proceed to acquire the loan

Some Peculiarities To Note:

  1. OPay will require access to your text messages and phone calls. Ease Moni claims they use messages containing your financial transactions as one of the criteria to vet your qualifications.
  2. The credit score increases with the rate of loan repayment
  3. Your BVN will be required
  4. Ease Moni says credit evaluation and product loyalty affect interest rates on loans

How To Pay OPay (Ease Moni) Loan:

To pay the OPay loan, you can wait for the amount loaned to be automatically debited from your account via your debit card or click on the repay button to pay before the due date.

Wrapping Up:

There you have it – a comprehensive tutorial on how to borrow money from OPay. As seen it’s a very simple process, which is all thanks to OPay’s commitment to making loans easily accessible.

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